We work for Kiwi like you, not the banks.

Professional mortgage and KiwiSaver advice that actually makes sense.

Not sure where to start?
That's our favourite question.

KiwiSaver, first home, refinancing, or "I honestly have no idea" – pop your details in and we'll be in touch for a free, no-pressure chat.

No jargon, no hard sell, just a friendly human pointing you in the right direction.

Curious what it all adds up to?

Use the calculator below to get an idea of how it all adds up. Then let's turn that guess into a proper plan by contacting us.

How we help.

As qualified Financial Advisers, we can engage with over 20 different banks & lenders in New Zealand, providing you with a wide range of options.

Whether you’re new to the home ownership journey or already have a mortgage, we pride ourselves on our professional approach – without the unnecessary jargon.

  • We are dedicated to helping first-time home buyers achieve their dreams of home ownership.

    You don’t know what you don’t know, and as a first home buyer we understand the whole process of buying a house can be seen as a ‘too hard basket’ or ‘out of my reach’.

    We will work with you to understand your current position, what your home ownership goals are and support you through the process of everything in between.

    Reach out to our team for a confidential, no obligation chat to understand how we can help.

  • Already own a home? Are you coming off a fixed loan soon? Do you want to seek out the best possible offer for your situation?

    We work with 20 lenders in New Zealand to find you the best offers out there. Take the time to reach out and let us see what is available to you when it’s your time to refix/refinance.

  • Whether you’re looking to purchase an investment property to secure your retirement plan or add to your property portfolio - reach out for a chat on what we can do to support getting you the best deals for your next property purchase.

  • We work with 20 lenders in New Zealand to find you the best offers out there.

    If you have a fixed rate coming up for review this year, or if you’d simply be keen to understand the best available products and options for your lending out in the market, get in touch for a chat today.

  • Most Kiwis are quietly sitting in the fund they got signed up to years ago — and for a lot of people, that's not the right one for their age, goals or timeline. We'll give your KiwiSaver a quick once-over: are you in the right fund, contributing enough, and on track for that first home or comfy retirement? A free 15-minute health check is all it takes to find out. Read more.

  • "Scott helped us with sorting out our mortgage for our first home which was a bit daunting since we’re not finance experts ourselves. He made the process really easy for us, was great at answering all our questions and got us a good rate. Would recommend him to others looking to buy their first home."

    - D.M.

  • "Matt is my hero!! He was dedicated to helping me get my loan and my life squarely over the finish line after a very stressful build process. He and Emma remained positive and helpful throughout the process even when the chips were down. Thank you so very much."

    -J.R.

  • "Bought our first home through Scott - it was all new to us and he was super helpful talking us through the process and gave a quick turnaround when we went to an auction. Settled in today and we are so happy."

    - L.D.

  • "Matt was a huge help in purchasing our first home, he was great and guided us throughout the entire process. Having someone with experience and insights and helped with the process and was greatly appreciated, and we would definitely recommend him to anyone looking to buy."

    - C.M.

  • "Mortgages can be very complicated, but Scott made the process very easy. He understood our needs and provided the best solution to suit us. Highly recommended!"

    - T.A.

  • "Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage was the most confusing part. Matthew helped simplify the process for me so that I always had a clear understanding of next steps. He also went out of his way to make sure we got the best available loan at the lowest possible rate. I recommend Matthew to anyone in the market looking to buy their first home.”

    - S.L